Discrimination Based on Genes

The Genetic Information Nondiscrimination Act (“GINA”) prohibits employers from firing employees and health insurers from raising rates or denying coverage based on a person’s genes.  However, GINA does not apply to other forms of insurance, such as life insurance, disability insurance and long-term-care insurance.  As a result, many Americans are not eligible for various forms of insurance based on their genetic code.  However, insurance companies do not want to lose the ability to consider genetic information, especially considering that increased genetic testing could make the sale of certain insurance policies, such as long-term-care insurance, unsustainable.  

Read more here.  Read more about GINA here.

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